It’s the end of the year and the Christmas spirit is in the air. Bright lights, Christmas trees, colorful decorations, and holiday lyrics are all beautifully set up to put joy in your heart and entice you to spend and give. Well this Christmas, don’t get unfocused and find out that you have been scammed.
As you walk down the street you see charity tables set up with red bows, decorated boxes, and a person dressed up shaking a bell with a Santa hat on their head. You have the Salvation Army, the Red Cross, Feed the Children and this year you have Hurricane Sandy all asking for help. Before you decide to open your pockets and give your last dollar make sure to ask some questions and investigate. Make sure you’re giving to those who are really in need and not contributing to a person that’s going to take your last dollar just to get high or have a drink.
The economy is bad, funds are low, prices are high but you still want to give the people you love what they want. IPhone’s, digital cameras, laptops, or a nice piece of jewelry are all nice gifts to give. But don’t get stopped by a Street Peddler selling these items for half the price. If it seems to good to be true, it probably is.
While your shopping someone is looking for their next target. They approach you, they have a presentation and they present themselves in a really great way. Your shopping cart is full and the person tells you “lets make a deal”. They tell you they have a $500 store gift card that they don’t need and you can have it if you give them $200 in cash. Sounds real good, but save yourself the embarrassment of getting to cashier and finding out the gift card you have in your hand has been reported as being part of a big credit card scheme.
Yes it is a special time of the year, it’s a time for sharing and it’s a time for giving but don’t forget it’s also the time of the year that gives opportunities to the people who scam. Buyer Beware!